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Disability Benefits Can Help You Get Back to Health


Disability Benefits Can Help You Get Back to Health By Dean Novosat

 

 

Disability benefits are a financial safety net when you become sick or injured and can't work. They can be paid only if you are unable to do any 'substantial' work.


 Disability benefits are a financial safety net when you become sick or injured and can't work. They can be paid only if you are unable to do any 'substantial' work. The amount of your earnings is the key to determining whether your work is substantial. Disability benefits can be paid for a total of 36 months. In counting the 36-month period, Social Security Administration will not count months when your benefits were suspended.

Some Disability Benefits Rules

* Disability benefits can be paid to the widow(er), age 50 and over, of a deceased worker.
* Disability benefits can also be paid to the child, age 18 and over, of a disabled, deceased, or retired worker, if disability starts prior to age 22.
* Disability benefits can be paid while on an approved medical leave of absence as long as applied for within the 36-month time frame. If the person is unable or unwilling to file a disability application, the persons employer or legal representative may file on behalf of the employee.
* Disability benefits can be terminated when the recipient recovers, or if the recipient refuses to accept rehabilitation efforts.
* Disability benefits are based on your annual salary. You must be disabled for 180 days and no longer receive employer compensation. The length and cause of the disability are two key factors in determining the form of disability benefit that may apply.

Disability benefits are payments that guarantee income when an employee cannot work because of sickness (physical or mental) or accident. They are meant to be used short-term to get you back to health and back to working again. If you have an injury or illness that prevents you from working, be sure to check with the Social Security Administration to see if you are eligible for benefits.

 

Article Provided by Disability Benefits

 

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